What is probably most important to you about the cost of your care is the amount you need to pay out of your own pocket. You may obtain an estimate of the likely payment for your hospitalization in several ways. 
These payment estimates do not include physician fees. Any physician involved in your care will bill you separately. You should also know that the actual price charged for your procedure may vary from the estimate, based on pre-existing health conditions, your particular case, the actual procedure that is performed, and on your insurance carrier, since different insurers have negotiated different rates and discounts with Exempla.
The portion of your bill that is your personal responsibility is known as your "out-of-pocket" expense. Out-of-pocket expenses are different for different patients and depend on who your insurer is, what your "co-pay" is and what your "deductible" is. To learn what your own out-of-pocket expenses are likely to be, simply call the customer service representatives at your insurance company.
For a directory of Plan URLs, click here.
If you have Medicare, your coinsurance will vary depending on the procedure. Please contact Medicare to determine this amount. If you have another insurer, please check your health plan policy or contact your insurer to determine your deductible.
|
